Privacy Policy

JBI, Inc., d/b/a Judgment Business Incubator
Effective Date: November 11, 2026

1. Introduction

JBI, Inc., doing business as Judgment Business Incubator ("JBI," "Company," "we," "us," or "our"), respects your privacy and is committed to protecting the personal information entrusted to us.

This Privacy Policy explains how we collect, use, maintain, disclose, and protect information obtained through our websites, online forms, business communications, educational programs, software platforms, client portals, and related services.

By interacting with our websites or services, you acknowledge the practices described in this Privacy Policy.

2. Information We Collect

We may collect personal and business-related information in the following categories:

A. Personal and Contact Information
 

• Full name

• Email address

• Telephone number

• Mailing or business address

• Company name and professional information

• Information submitted through contact forms, applications, consultations, or correspondence
   

B. Business and Service Information
 

• Business interests, objectives, and qualifications

• Information concerning enrollment, training, and consulting services

• Account registration and subscription information

• Billing, payment, and transaction records

• Documents and information submitted in connection with our services
   

C. Client Portal and Software Information

When using our proprietary applications, client portals, or technology services, we may collect and process:
 

• Account credentials and user profiles

• Authorized business and client records

• Documents and information uploaded by authorized users

• Service requests, activity logs, and communications

• Judgment-related records and associated business information provided through authorized channels

• Technical information necessary to operate, maintain, and secure our systems
   

D. Automatically Collected Information

When you visit our websites or access our software, we may automatically collect:

• Internet Protocol (IP) address

• Browser type and operating system

• Device identifiers and technical information

• Pages visited and website interactions

• Approximate geographic location derived from IP addresses

• Cookies and similar tracking information
   

We collect information reasonably necessary to operate our business and provide our services.

3. How We Collect Information

We may obtain information:
 

• Directly from you when you submit forms, contact us, purchase services, or register for an account.

• Through your participation in educational programs, consultations, meetings, or support interactions.

• Through your use of our websites, applications, and client portal.

• From authorized representatives, business partners, vendors, and service providers.

• From publicly available business information, professional directories, and other lawful sources.
   

4. How We Use Information

JBI may use collected information to:
 

1. Respond to inquiries and provide requested information.

2. Evaluate prospective customers and schedule consultations.

3. Provide educational programs, business formation assistance, training, consulting, technology, and support services.

4. Establish and manage customer accounts, subscriptions, and business relationships.

5. Process transactions and maintain business records.

6. Operate, maintain, secure, and improve our websites, applications, and client portal.

7. Provide customer service and technical assistance.

8. Communicate service updates, scheduling information, and account-related notices.

9. Deliver advertising, promotional materials, and business communications as permitted by applicable law.

10. Detect fraud, prevent unauthorized access, and protect our systems.

11. Comply with legal, regulatory, contractual, and recordkeeping obligations.
     

5. Sharing and Disclosure of Information

JBI may disclose information when reasonably necessary for legitimate business operations, including:

Service Providers: We may provide information to vendors assisting with website hosting, cloud infrastructure, payment processing, communications, software administration, analytics, customer relationship management, and other business functions.

Professional Advisors: We may disclose information to attorneys, accountants, auditors, consultants, and other professional advisors when necessary.

Authorized Business Relationships: Where applicable, information may be shared with authorized business participants, service providers, or clients in connection with the delivery of contracted services, marketing programs, or business leads, subject to applicable legal requirements and contractual restrictions.

Legal Requirements: We may disclose information when required by law, subpoena, court order, regulatory request, or other lawful process.

Business Transactions: Information may be transferred in connection with a merger, acquisition, financing, restructuring, or sale of business assets, subject to applicable legal protections.

We do not authorize our service providers to use personal information for unrelated purposes merely because they receive it while performing services for JBI.

6. Email, Telephone, and Text Communications
JBI may communicate with customers, prospective customers, and business contacts through email, telephone, and text messaging.

Email Communications

We may send service-related messages, account notifications, educational information, and promotional business communications where permitted by applicable law.
Recipients may unsubscribe from marketing emails using the unsubscribe instructions provided or by contacting support@judgmentbusiness.com.
We honor applicable opt-out requirements. Unsubscribing from marketing communications does not prevent necessary transactional, administrative, or service-related communications.

SMS and Text Messaging

Where JBI offers text messaging, individuals may be asked to provide separate consent for informational and promotional messages.
 

• Message frequency may vary.

• Message and data rates may apply.

• Reply STOP to opt out of text messages.

• Reply HELP for assistance or contact our support team.

• Consent to receive promotional text messages is not a condition of purchasing our services.
   

SMS Privacy Protection

Mobile telephone numbers, SMS opt-in information, and text messaging consent will not be sold, rented, or shared with third parties or affiliates for their independent marketing or promotional purposes.
Information may be provided to telecommunications providers and messaging service vendors only as necessary to operate and deliver authorized communications.

7. Cookies and Website Analytics

Our websites may use cookies and similar technologies to:
 

• Maintain website functionality.

• Improve navigation and user experience.

• Understand traffic and visitor interactions.

• Measure the effectiveness of website content and marketing.

• Identify and resolve technical issues.
   

You may manage or disable cookies through your browser settings. Disabling certain cookies may affect website functionality.

Where applicable law requires additional notice, consent, or an opportunity to opt out of particular tracking activities, JBI will provide the required controls.

8. Software Platforms, Artificial Intelligence, and Automated Systems

JBI may use proprietary software, automation tools, artificial intelligence-assisted features, and third-party technology providers in connection with its business operations and services.

These technologies may assist with customer support, workflow management, communications, document processing, training, record organization, reporting, and operational efficiency.

Information processed through these systems may include user-submitted content, business records, service interactions, and associated technical data.

JBI may also use meeting recording, transcription, and summarization technologies where permitted by applicable law and subject to any required notices or consents.

We seek to limit access to business and personal information to authorized users and service providers with a legitimate operational purpose.

9. Client and Third-Party Information

Certain JBI services and applications may allow authorized users to submit business records, legal documents, judgment-related information, or information concerning third parties.

Users are responsible for ensuring they have appropriate authority and a lawful basis to submit, access, disclose, and process such information.

JBI processes information submitted through its platforms as necessary to provide the relevant services and comply with applicable legal and contractual obligations.

Independent businesses using JBI training, products, or technology remain responsible for their own privacy practices and legal obligations when independently collecting or processing information.

10. Data Security

JBI maintains reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.

These safeguards may include access restrictions, authentication controls, system monitoring, and other appropriate protective measures.
However, no website, electronic communication, database, or internet-based system can be guaranteed to be completely secure.

11. Data Retention

We retain personal and business information only for as long as reasonably necessary to fulfill legitimate business purposes, maintain contractual relationships, provide services, comply with applicable laws, resolve disputes, and enforce agreements.

Retention periods may vary depending on the nature of the information, contractual requirements, and applicable legal obligations.

When information is no longer reasonably required, we take appropriate measures to delete, de-identify, or securely dispose of it.

12. Your Privacy Rights and Choices

Depending on your location and applicable law, you may have rights to:

• Request access to personal information maintained about you.

• Request correction of inaccurate information.

• Request deletion of certain personal information.

• Request information about how your personal information is collected, used, or disclosed.

• Opt out of certain uses or disclosures of personal information where required by law.

• Withdraw consent for certain communications or data processing activities.
   

To submit a privacy request, contact support@judgmentbusiness.com.

We may take reasonable steps to verify your identity before processing requests and may retain information where necessary to comply with legal obligations or other lawful exceptions.

Where applicable privacy laws provide additional rights, JBI will address those requests in accordance with the relevant requirements.

We will not unlawfully discriminate against individuals for exercising applicable privacy rights.

13. Third-Party Websites and Services

Our websites and software may contain links to independent websites, applications, payment processors, or other third-party services.

JBI is not responsible for the privacy practices or content of independently operated third-party websites.

We encourage users to review the privacy policies of those providers before submitting personal information.

14. Children's Privacy

JBI's websites, business programs, and services are intended for adults and business users.

We do not knowingly collect personal information directly from children under the age of 18 through our public websites for marketing or enrollment purposes.

If we become aware that personal information was collected from a child inappropriately, we will take reasonable steps to address the information in accordance with applicable law.

15. Changes to This Privacy Policy

JBI reserves the right to update or revise this Privacy Policy as its operations, technologies, services, or legal obligations change.

Revisions will be posted on our website, and the effective date will be updated accordingly.

Where required by applicable law, we will provide additional notice of material changes.

16. Contact Information

For questions, concerns, requests regarding personal information, or inquiries about this Privacy Policy, please contact:
JBI, Inc.
d/b/a Judgment Business Incubator
2 Park Avenue, Suite 201
Manhasset, NY 11030
Email: support@judgmentbusiness.com
Telephone: 646-828-1003

Website: https://www.judgmentbusiness.com
© 2026 JBI, Inc., d/b/a Judgment Business Incubator. All rights reserved.